You may transfer funds from your Holiday Wise Club account to your checking account by visiting any branch office or calling our Member Service Center at 1-800-538-3328.  Los retiros de su cuenta Holiday Wise Club antes del cierre del año del Club el 31st de octubre estarán sujetos a un cargo por retiro anticipado de $5 por cada retiro anticipado. If the account is closed before Club year-end, accrued dividends for the current month will also be forfeited, in addition to the $5 fee.