Una línea de crédito con garantía hipotecaria, también conocida como HELOC, es una línea de crédito garantizada que utiliza el valor acumulado de su vivienda. When you get a Home Equity Line of Credit you have the ability to draw money, whenever you want, for a specific period of time. You only pay interest on the amount you borrow. You may borrow money, then pay off the money you borrowed and borrow again against the line of credit. You typically access the line with a check. EECU's Home Equity Line of Credit can also be accessed via Online Access Home Banking of the Mobile Banking App by withdrawing funds on the Line of Credit and transferring them to another linked deposit account, or by transferring money at an ATM.