Una hipoteca inversa convierte el valor acumulado de la vivienda en dinero, pero no requiere ningún reintegro hasta que el prestatario o los prestatarios abandonen la vivienda de forma permanente. Basically it allows older occupant homeowners age 62 and above to borrow money against the equity without having to make monthly payments. The mortgage is fully repayable when the home is no longer the principal residence. With such a regulated and unique product there are lenders that specialize in the Reverse Mortgage. The internet can provide you with the names of those lenders; however, our partner Wescom Credit Union does have this product available.