El costo de refinanciar su vivienda depende tanto del importe del préstamo como del tipo de producto crediticio que desee y del prestamista que utilice. The credit union charges very low fees and no or low points and absorbs some costs of offering the loan. Mortgage brokers or lenders that provide higher risk loans, including higher loan-to-value products, may charge higher rates, points or other fees. For more information about refinancing your mortgage, contact our Member Service Center at 1-800-538-3328.