Una vez que un prestamista acepta/procesa su solicitud, el tiempo que transcurre entre la solicitud y el desembolso del préstamo se conoce como procesamiento del préstamo. During this time your loan processor reviews your income and asset documentation, obtains a title insurance policy and clears any issues that may affect the credit union/lender from receiving a clear title, orders and reviews your property appraisal, obtains evidence of homeowners insurance, verifies the flood zone status of your property, and coordinates the signing and funding of the loan. This process typically takes 30 to 45 days.